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At the ripe old age of 37, I have been in financial services and writing for 10 years, and try to avoid salesmenship and propaganda. Few sites had drawbacks and problems of insurance, so I decided to let my visitors know about them. After a few long nights eating stale popcorn and drinking tap water, I have put together the information on this site. If you email me, I will try to answer your question or get you to someone who can. Our physical location is San Diego, California. |  |