Benefits of burial insurance:
- Fairly low premiums (if you buy it young)
- Easy application
- No medical exams, blood or urine
- Quick payout (usually with an affidavit from the beneficiary and funeral director)
- Low minimums
- Usually in force the date of the check or postmark on the envelope
- Mostly 4-6 medical questions for an immediate benefit policy
- No health questions for a graded or delayed benefit policy
- One of the few ways to get coverage if you are impaired risk / have a serious health problem
- Can cover you even if other insurance companies decline or reject you
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