Benefits of burial insurance:

  • Fairly low premiums (if you buy it young)
  • Easy application
  • No medical exams, blood or urine
  • Quick payout (usually with an affidavit from the beneficiary and funeral director)
  • Low minimums
  • Usually in force the date of the check or postmark on the envelope
  • Mostly 4-6 medical questions for an immediate benefit policy
  • No health questions for a graded or delayed benefit policy
  • One of the few ways to get coverage if you are impaired risk / have a serious health problem
  • Can cover you even if other insurance companies decline or reject you

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