Drawbacks of burial insurance



  • Low maximums of $15,000-$35,000
  • May not payout within the first 2-3 years
  • No breaks for good health
  • Only issued up to around age 85
  • Some companies don't issue earlier than 40
  • Builds little cash value
  • May exceed the cost of a funeral
  • May cost more than the death benefit
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